Paramount Title Agency
In the normal course of business and to provide the necessary services to our customers, we may obtain nonpublic personal information directly from you, from customer-related transactions, or from third parties such as lenders, appraisers, real estate agents, or other similar entities.
Access to Information
PTA restricts access to all nonpublic personal information to employees who have a need to know the information in order to provide products or services to you. These employees include, but are not limited to, those in departments such as title, escrow and accounting. In addition, your information may be handled by contracted notary signing agents, in order to provide closing services to you.
We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Disclosures may include, without limitation, the following:
To insurance companies, agents, brokers, representatives, support organizations, or others to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in connection with an insurance transaction;
To third-party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or providing you with services you have requested;
To an insurance regulatory authority, or a law enforcement or other governmental authority, in a civil action, in connection with a subpoena or a governmental investigation;
To companies that perform marketing services on our behalf and/or
To lenders, lien holders, judgment creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be determined, settled, paid or released prior to a title or escrow closing.
We may also disclose your Personal Information to others when we believe, in good faith, that such disclosure is reasonably necessary to comply with the law or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order or legal process.
PTA, at all times, strives to maintain the confidentiality and integrity of the personal information in our possession and maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard this information.